Long Term Disability

Income Protection for Extended Time Away from Work

An illness or injury can make it difficult to work for an extended period of time. When that happens, the loss of income can create financial stress for you and your household.

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How Long Term Disability Insurance Helps

Long term disability insurance helps replace a portion of your income if you are unable to work due to a covered illness or injury. Benefits can help you continue managing everyday expenses, such as:

• Rent or mortgage payments

• Utilities

• Groceries

• Medical costs

• Other household obligations

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How It Works

The process is straightforward:

1. You experience a covered illness or injury

2. You satisfy the required waiting period

3. You submit a claim

4. If approved, you receive ongoing benefit payments

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Added Protection and Peace of Mind

Long term disability insurance provides financial support during an extended recovery, helping you focus on your health instead of lost income.

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