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Protection for When the Unexpected Happens

Accidents can happen at any time, whether it’s a fall, a sports injury, or another unexpected event. When they do, the physical and emotional impact is often only part of the challenge. The financial impact can follow quickly, especially when out-of-pocket medical costs and everyday expenses begin to add up.

How Accident Insurance Helps

Accident insurance helps you manage those costs by providing a cash benefit if you or a covered dependent is injured as part of a covered accident. Benefits are paid directly to you, so you can use the money however you need to, such as:

  • Covering deductibles and copays
  • Paying for rehabilitation
  • Helping with household expenses while you recover

Filling Gaps in Your Medical Coverage

This coverage is designed to complement your medical insurance by helping with expenses that may not be fully covered. It includes benefits for a wide range of injuries and related care, such as:

  • Fractures
  • Burns
  • Hospital visits
  • Surgery
  • More serious incidents

How It Works

The process is straightforward:

  1. Experience a covered accident
  1. Receive treatment
  1. Submit a claim
  1. Get paid directly

This gives you added financial support when you need it most.

Added Protection and Peace of Mind

Accident insurance provides an extra layer of protection and peace of mind, helping you stay focused on recovery instead of the unexpected costs that can come with it.